Call reports 2009
FIRST TRUST BANK — 2009
What FIRST TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 466,116,000 | 476,024,000 | 466,833,000 | 455,810,000 |
| Total loans | 338,428,000 | 337,622,000 | 332,750,000 | 325,999,000 |
| Allowance for loan losses | 5,175,000 | 5,403,000 | 6,192,000 | 7,302,000 |
| Securities available for sale | 82,285,000 | 77,658,000 | 82,500,000 | 77,977,000 |
| Securities held to maturity | 13,678,000 | 18,334,000 | 22,607,000 | 25,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,957,000 | 380,242,000 | 380,337,000 | 366,951,000 |
| Interest-bearing deposits | 364,095,000 | 372,498,000 | 371,749,000 | 356,989,000 |
| Noninterest-bearing deposits | 8,862,000 | 7,745,000 | 8,588,000 | 9,963,000 |
| Equity capital | 42,522,000 | 44,164,000 | 46,029,000 | 46,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,943,000 | 11,962,000 | 18,017,000 | 23,994,000 |
| Interest expense | 2,697,000 | 4,986,000 | 6,875,000 | 8,496,000 |
| Net interest income | 3,246,000 | 6,976,000 | 11,142,000 | 15,498,000 |
| Noninterest income | 170,000 | 146,000 | 310,000 | 465,000 |
| Noninterest expense | 1,716,000 | 3,630,000 | 5,532,000 | 7,343,000 |
| Provision for loan losses | 580,000 | 1,228,000 | 2,283,000 | 4,778,000 |
| Pretax income | 998,000 | 2,362,000 | 3,743,000 | 4,322,000 |
| Income tax | 360,000 | 859,000 | 1,305,000 | 1,568,000 |
| Net income | 638,000 | 1,503,000 | 2,438,000 | 2,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,983,000 | 44,047,000 | 45,009,000 | 45,376,000 |
| Total capital | 46,719,000 | 48,669,000 | 49,656,000 | 49,967,000 |
| Risk-weighted assets | 378,479,000 | 377,472,000 | 370,233,000 | 364,570,000 |