Call reports 2002
FIRST TRUST BANK — 2002
What FIRST TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,552,000 | 164,500,000 | 165,534,000 | 172,715,000 |
| Total loans | 91,089,000 | 100,827,000 | 107,493,000 | 122,038,000 |
| Allowance for loan losses | 1,621,000 | 1,777,000 | 2,011,000 | 2,347,000 |
| Securities available for sale | 31,832,000 | 35,810,000 | 39,831,000 | 37,180,000 |
| Securities held to maturity | 4,036,000 | 4,574,000 | 4,569,000 | 5,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,377,000 | 148,402,000 | 148,905,000 | 156,307,000 |
| Interest-bearing deposits | 100,016,000 | 123,902,000 | 117,757,000 | 125,633,000 |
| Noninterest-bearing deposits | 26,361,000 | 24,500,000 | 31,148,000 | 30,674,000 |
| Equity capital | 11,160,000 | 11,943,000 | 12,594,000 | 13,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,253,000 | 6,610,000 | 8,945,000 |
| Interest expense | 621,000 | 1,389,000 | 2,097,000 | 2,755,000 |
| Net interest income | 1,397,000 | 2,864,000 | 4,513,000 | 6,190,000 |
| Noninterest income | 57,000 | 103,000 | 160,000 | 223,000 |
| Noninterest expense | 850,000 | 1,690,000 | 2,702,000 | 3,573,000 |
| Provision for loan losses | 117,000 | 273,000 | 509,000 | 855,000 |
| Pretax income | 487,000 | 1,004,000 | 1,462,000 | 1,985,000 |
| Income tax | 162,000 | 349,000 | 462,000 | 475,000 |
| Net income | 325,000 | 655,000 | 1,000,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,996,000 | 11,326,000 | 11,671,000 | 12,244,000 |
| Total capital | 12,220,000 | 12,724,000 | 13,141,000 | 13,855,000 |
| Risk-weighted assets | 97,554,000 | 111,436,000 | 117,062,000 | 128,128,000 |