Call reports 2001
FIRST TRUST BANK — 2001
What FIRST TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 113,456,000 | 126,675,000 | 137,947,000 | 140,255,000 |
| Total loans | 65,611,000 | 74,509,000 | 79,635,000 | 88,087,000 |
| Allowance for loan losses | 1,010,000 | 1,173,000 | 1,340,000 | 1,504,000 |
| Securities available for sale | 31,295,000 | 34,885,000 | 31,986,000 | 30,187,000 |
| Securities held to maturity | 0 | 0 | 1,315,000 | 4,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,967,000 | 112,294,000 | 123,186,000 | 124,169,000 |
| Interest-bearing deposits | 77,334,000 | 83,420,000 | 94,712,000 | 90,158,000 |
| Noninterest-bearing deposits | 22,633,000 | 28,874,000 | 28,474,000 | 34,011,000 |
| Equity capital | 10,427,000 | 10,545,000 | 10,989,000 | 11,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 4,110,000 | 6,291,000 | 8,375,000 |
| Interest expense | 1,037,000 | 2,091,000 | 3,110,000 | 3,886,000 |
| Net interest income | 943,000 | 2,019,000 | 3,181,000 | 4,489,000 |
| Noninterest income | 34,000 | 79,000 | 122,000 | 177,000 |
| Noninterest expense | 725,000 | 1,524,000 | 2,355,000 | 3,278,000 |
| Provision for loan losses | 110,000 | 273,000 | 440,000 | 604,000 |
| Pretax income | 170,000 | 329,000 | 576,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 329,000 | 576,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,971,000 | 10,130,000 | 10,377,000 | 10,671,000 |
| Total capital | 10,900,000 | 11,160,000 | 11,480,000 | 11,868,000 |
| Risk-weighted assets | 74,255,000 | 82,256,000 | 88,034,000 | 95,432,000 |