Call reports 2025
MAYNARD SAVINGS BANK — 2025
What MAYNARD SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 107,982,000 | 108,496,000 | 109,767,000 | 110,766,000 |
| Total loans | 50,261,000 | 49,326,000 | 49,951,000 | 49,382,000 |
| Allowance for loan losses | 915,000 | 925,000 | 933,000 | 945,000 |
| Securities available for sale | 51,303,000 | 47,829,000 | 50,850,000 | 54,273,000 |
| Securities held to maturity | 2,321,000 | 1,969,000 | 1,962,000 | 1,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,434,000 | 89,726,000 | 90,222,000 | 90,570,000 |
| Interest-bearing deposits | 72,353,000 | 73,183,000 | 73,116,000 | 74,327,000 |
| Noninterest-bearing deposits | 15,081,000 | 16,543,000 | 17,106,000 | 16,243,000 |
| Equity capital | 10,979,000 | 11,704,000 | 12,452,000 | 13,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,194,000 | 3,354,000 | 4,557,000 |
| Interest expense | 515,000 | 1,026,000 | 1,526,000 | 2,028,000 |
| Net interest income | 560,000 | 1,168,000 | 1,828,000 | 2,529,000 |
| Noninterest income | 44,000 | 84,000 | 129,000 | 202,000 |
| Noninterest expense | 447,000 | 870,000 | 1,322,000 | 1,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 157,000 | 382,000 | 635,000 | 942,000 |
| Income tax | 4,000 | 11,000 | 19,000 | 30,000 |
| Net income | 153,000 | 371,000 | 616,000 | 912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,207,000 | 16,425,000 | 16,670,000 | 16,966,000 |