Call reports 2023
MAYNARD SAVINGS BANK — 2023
What MAYNARD SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 72,214,000 | 73,662,000 | 72,496,000 | 111,428,000 |
| Total loans | 36,269,000 | 36,975,000 | 37,394,000 | 45,159,000 |
| Allowance for loan losses | 709,000 | 703,000 | 728,000 | 879,000 |
| Securities available for sale | 32,039,000 | 31,809,000 | 30,893,000 | 49,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,695,000 | 59,238,000 | 58,533,000 | 94,043,000 |
| Interest-bearing deposits | 45,446,000 | 46,628,000 | 45,324,000 | 73,796,000 |
| Noninterest-bearing deposits | 12,249,000 | 12,610,000 | 13,209,000 | 20,247,000 |
| Equity capital | 6,200,000 | 6,079,000 | 5,538,000 | 8,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,266,000 | 1,938,000 | 3,637,000 |
| Interest expense | 144,000 | 383,000 | 682,000 | 1,322,000 |
| Net interest income | 463,000 | 883,000 | 1,256,000 | 2,315,000 |
| Noninterest income | 34,000 | 16,000 | 51,000 | 140,000 |
| Noninterest expense | 273,000 | 568,000 | 928,000 | 1,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 331,000 | 379,000 | 637,000 |
| Income tax | -6,000 | 1,000 | 4,000 | 20,000 |
| Net income | 230,000 | 330,000 | 375,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,019,000 | 11,119,000 | 11,164,000 | 15,587,000 |