Call reports 2022
MAYNARD SAVINGS BANK — 2022
What MAYNARD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 73,201,000 | 75,100,000 | 72,739,000 | 71,803,000 |
| Total loans | 32,506,000 | 32,515,000 | 34,111,000 | 35,776,000 |
| Allowance for loan losses | 672,000 | 671,000 | 685,000 | 703,000 |
| Securities available for sale | 30,867,000 | 35,507,000 | 33,325,000 | 33,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,150,000 | 60,734,000 | 59,519,000 | 57,349,000 |
| Interest-bearing deposits | 45,722,000 | 47,995,000 | 46,859,000 | 44,222,000 |
| Noninterest-bearing deposits | 10,428,000 | 12,739,000 | 12,660,000 | 13,127,000 |
| Equity capital | 7,275,000 | 6,108,000 | 4,936,000 | 5,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,014,000 | 1,582,000 | 2,181,000 |
| Interest expense | 67,000 | 137,000 | 212,000 | 302,000 |
| Net interest income | 425,000 | 877,000 | 1,370,000 | 1,879,000 |
| Noninterest income | 30,000 | 16,000 | 51,000 | 88,000 |
| Noninterest expense | 263,000 | 563,000 | 837,000 | 1,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 330,000 | 584,000 | 810,000 |
| Income tax | 11,000 | 18,000 | 31,000 | 43,000 |
| Net income | 181,000 | 312,000 | 553,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,202,000 | 10,333,000 | 10,575,000 | 10,789,000 |