Call reports 2021
MAYNARD SAVINGS BANK — 2021
What MAYNARD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 66,529,000 | 67,414,000 | 69,003,000 | 69,173,000 |
| Total loans | 34,782,000 | 32,368,000 | 33,470,000 | 32,862,000 |
| Allowance for loan losses | 615,000 | 642,000 | 679,000 | 686,000 |
| Securities available for sale | 18,311,000 | 28,365,000 | 25,189,000 | 31,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,695,000 | 48,346,000 | 49,653,000 | 50,022,000 |
| Interest-bearing deposits | 38,624,000 | 39,020,000 | 38,448,000 | 39,776,000 |
| Noninterest-bearing deposits | 9,071,000 | 9,326,000 | 11,205,000 | 10,246,000 |
| Equity capital | 9,069,000 | 9,292,000 | 9,549,000 | 9,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 530,000 | 1,027,000 | 1,528,000 | 2,024,000 |
| Interest expense | 88,000 | 172,000 | 247,000 | 317,000 |
| Net interest income | 442,000 | 855,000 | 1,281,000 | 1,707,000 |
| Noninterest income | 30,000 | 44,000 | 74,000 | 132,000 |
| Noninterest expense | 257,000 | 503,000 | 761,000 | 1,032,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 90,000 | 271,000 | 469,000 | 682,000 |
| Income tax | -20,000 | -10,000 | 1,000 | 13,000 |
| Net income | 110,000 | 281,000 | 468,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,462,000 | 9,633,000 | 9,820,000 | 10,021,000 |