Call reports 2020
MAYNARD SAVINGS BANK — 2020
What MAYNARD SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 60,136,000 | 62,516,000 | 61,272,000 | 65,399,000 |
| Total loans | 42,321,000 | 41,638,000 | 40,572,000 | 37,041,000 |
| Allowance for loan losses | 867,000 | 778,000 | 732,000 | 501,000 |
| Securities available for sale | 11,158,000 | 11,525,000 | 11,335,000 | 16,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,908,000 | 42,987,000 | 41,642,000 | 46,075,000 |
| Interest-bearing deposits | 34,234,000 | 35,218,000 | 33,940,000 | 36,521,000 |
| Noninterest-bearing deposits | 6,674,000 | 7,769,000 | 7,702,000 | 9,554,000 |
| Equity capital | 9,386,000 | 9,685,000 | 9,738,000 | 9,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,262,000 | 1,869,000 | 2,412,000 |
| Interest expense | 138,000 | 268,000 | 374,000 | 470,000 |
| Net interest income | 510,000 | 994,000 | 1,495,000 | 1,942,000 |
| Noninterest income | 25,000 | 26,000 | 18,000 | 43,000 |
| Noninterest expense | 319,000 | 599,000 | 886,000 | 1,136,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 364,000 |
| Pretax income | 186,000 | 390,000 | 596,000 | 484,000 |
| Income tax | -15,000 | -4,000 | 8,000 | 15,000 |
| Net income | 201,000 | 394,000 | 588,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,334,000 | 9,427,000 | 9,472,000 | 9,352,000 |