Call reports 2019
MAYNARD SAVINGS BANK — 2019
What MAYNARD SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 61,233,000 | 60,450,000 | 60,350,000 | 60,892,000 |
| Total loans | 43,895,000 | 43,447,000 | 42,728,000 | 41,775,000 |
| Allowance for loan losses | 597,000 | 549,000 | 511,000 | 914,000 |
| Securities available for sale | 8,731,000 | 8,165,000 | 8,037,000 | 8,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,061,000 | 41,085,000 | 40,835,000 | 41,711,000 |
| Interest-bearing deposits | 34,533,000 | 34,342,000 | 33,629,000 | 33,884,000 |
| Noninterest-bearing deposits | 7,528,000 | 6,743,000 | 7,206,000 | 7,827,000 |
| Equity capital | 9,334,000 | 9,500,000 | 9,600,000 | 9,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,358,000 | 2,041,000 | 2,699,000 |
| Interest expense | 148,000 | 292,000 | 449,000 | 609,000 |
| Net interest income | 527,000 | 1,066,000 | 1,592,000 | 2,090,000 |
| Noninterest income | -38,000 | 2,000 | 2,000 | 21,000 |
| Noninterest expense | 304,000 | 629,000 | 938,000 | 1,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 185,000 | 439,000 | 656,000 | 452,000 |
| Income tax | -1,000 | 13,000 | 24,000 | 36,000 |
| Net income | 186,000 | 426,000 | 632,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,253,000 | 9,367,000 | 9,448,000 | 9,233,000 |
| Total capital | 9,782,000 | 9,887,000 | 9,957,000 | 9,729,000 |
| Risk-weighted assets | 42,329,000 | 41,613,000 | 40,699,000 | 39,249,000 |