Call reports 2018
MAYNARD SAVINGS BANK — 2018
What MAYNARD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 61,152,000 | 60,106,000 | 59,101,000 | 60,949,000 |
| Total loans | 45,246,000 | 44,603,000 | 43,534,000 | 42,715,000 |
| Allowance for loan losses | 691,000 | 611,000 | 517,000 | 628,000 |
| Securities available for sale | 7,907,000 | 6,945,000 | 6,231,000 | 8,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,437,000 | 41,214,000 | 40,112,000 | 41,852,000 |
| Interest-bearing deposits | 34,761,000 | 34,814,000 | 33,825,000 | 34,318,000 |
| Noninterest-bearing deposits | 7,676,000 | 6,400,000 | 6,287,000 | 7,534,000 |
| Equity capital | 8,882,000 | 9,050,000 | 9,104,000 | 9,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,312,000 | 1,975,000 | 2,638,000 |
| Interest expense | 115,000 | 231,000 | 347,000 | 505,000 |
| Net interest income | 539,000 | 1,081,000 | 1,628,000 | 2,133,000 |
| Noninterest income | 35,000 | 66,000 | 84,000 | 144,000 |
| Noninterest expense | 267,000 | 556,000 | 860,000 | 1,165,000 |
| Provision for loan losses | 30,000 | 30,000 | 105,000 | 180,000 |
| Pretax income | 277,000 | 561,000 | 747,000 | 932,000 |
| Income tax | 14,000 | 29,000 | 39,000 | 49,000 |
| Net income | 263,000 | 532,000 | 708,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,818,000 | 9,015,000 | 9,104,000 | 9,301,000 |
| Total capital | 9,369,000 | 9,552,000 | 9,621,000 | 9,823,000 |
| Risk-weighted assets | 43,923,000 | 42,887,000 | 41,852,000 | 41,634,000 |