Call reports 2017
MAYNARD SAVINGS BANK — 2017
What MAYNARD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 63,258,000 | 60,595,000 | 61,088,000 | 61,958,000 |
| Total loans | 46,845,000 | 46,363,000 | 45,229,000 | 45,695,000 |
| Allowance for loan losses | 1,006,000 | 1,001,000 | 1,008,000 | 1,021,000 |
| Securities available for sale | 9,669,000 | 7,952,000 | 7,466,000 | 7,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,162,000 | 42,390,000 | 42,614,000 | 43,416,000 |
| Interest-bearing deposits | 36,756,000 | 34,792,000 | 34,962,000 | 35,018,000 |
| Noninterest-bearing deposits | 8,406,000 | 7,598,000 | 7,652,000 | 8,398,000 |
| Equity capital | 8,267,000 | 8,365,000 | 8,598,000 | 8,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,316,000 | 1,980,000 | 2,676,000 |
| Interest expense | 67,000 | 182,000 | 273,000 | 368,000 |
| Net interest income | 594,000 | 1,134,000 | 1,707,000 | 2,308,000 |
| Noninterest income | 46,000 | 80,000 | 122,000 | 150,000 |
| Noninterest expense | 297,000 | 587,000 | 850,000 | 1,153,000 |
| Provision for loan losses | 70,000 | 181,000 | 181,000 | 181,000 |
| Pretax income | 273,000 | 446,000 | 798,000 | 1,124,000 |
| Income tax | 16,000 | 22,000 | 31,000 | 44,000 |
| Net income | 257,000 | 424,000 | 767,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,034,000 | 8,127,000 | 8,395,000 | 8,633,000 |
| Total capital | 8,628,000 | 8,700,000 | 8,951,000 | 9,188,000 |
| Risk-weighted assets | 47,114,000 | 45,408,000 | 43,995,000 | 43,938,000 |