Call reports 2016
MAYNARD SAVINGS BANK — 2016
What MAYNARD SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,010,000 | 60,078,000 | 59,604,000 | 62,531,000 |
| Total loans | 44,564,000 | 44,668,000 | 45,827,000 | 46,524,000 |
| Allowance for loan losses | 576,000 | 534,000 | 572,000 | 951,000 |
| Securities available for sale | 11,350,000 | 10,916,000 | 10,827,000 | 9,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,865,000 | 41,638,000 | 41,090,000 | 44,624,000 |
| Interest-bearing deposits | 32,256,000 | 35,008,000 | 34,750,000 | 36,953,000 |
| Noninterest-bearing deposits | 6,609,000 | 6,630,000 | 6,340,000 | 7,671,000 |
| Equity capital | 8,496,000 | 8,595,000 | 8,643,000 | 8,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,318,000 | 1,990,000 | 2,642,000 |
| Interest expense | 66,000 | 149,000 | 223,000 | 313,000 |
| Net interest income | 604,000 | 1,169,000 | 1,767,000 | 2,329,000 |
| Noninterest income | 45,000 | 90,000 | 123,000 | 172,000 |
| Noninterest expense | 266,000 | 585,000 | 876,000 | 1,191,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 627,000 |
| Pretax income | 338,000 | 584,000 | 879,000 | 683,000 |
| Income tax | 18,000 | 32,000 | 46,000 | 59,000 |
| Net income | 320,000 | 552,000 | 833,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,049,000 | 8,131,000 | 8,262,000 | 7,903,000 |
| Total capital | 8,613,000 | 8,665,000 | 8,834,000 | 8,488,000 |
| Risk-weighted assets | 45,127,000 | 45,082,000 | 46,136,000 | 46,321,000 |