Call reports 2015
MAYNARD SAVINGS BANK — 2015
What MAYNARD SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,516,000 | 59,249,000 | 57,764,000 | 59,026,000 |
| Total loans | 44,764,000 | 44,396,000 | 43,794,000 | 44,315,000 |
| Allowance for loan losses | 514,000 | 561,000 | 554,000 | 528,000 |
| Securities available for sale | 13,084,000 | 11,606,000 | 11,546,000 | 11,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,393,000 | 41,185,000 | 39,043,000 | 40,875,000 |
| Interest-bearing deposits | 36,519,000 | 34,556,000 | 33,039,000 | 33,363,000 |
| Noninterest-bearing deposits | 6,874,000 | 6,629,000 | 6,004,000 | 7,512,000 |
| Equity capital | 8,245,000 | 8,182,000 | 8,291,000 | 8,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,348,000 | 2,014,000 | 2,671,000 |
| Interest expense | 73,000 | 143,000 | 215,000 | 281,000 |
| Net interest income | 610,000 | 1,205,000 | 1,799,000 | 2,390,000 |
| Noninterest income | 42,000 | 89,000 | 135,000 | 181,000 |
| Noninterest expense | 285,000 | 594,000 | 902,000 | 1,204,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 199,000 |
| Pretax income | 322,000 | 610,000 | 897,000 | 1,168,000 |
| Income tax | 17,000 | 32,000 | 47,000 | 62,000 |
| Net income | 305,000 | 578,000 | 850,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,679,000 | 7,760,000 | 7,840,000 | 7,904,000 |
| Total capital | 8,193,000 | 8,321,000 | 8,394,000 | 8,432,000 |
| Risk-weighted assets | 45,721,000 | 45,180,000 | 44,465,000 | 45,041,000 |