Call reports 2014
MAYNARD SAVINGS BANK — 2014
What MAYNARD SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 57,844,000 | 58,464,000 | 58,945,000 | 59,392,000 |
| Total loans | 40,983,000 | 42,594,000 | 42,745,000 | 43,770,000 |
| Allowance for loan losses | 515,000 | 522,000 | 475,000 | 466,000 |
| Securities available for sale | 13,006,000 | 13,140,000 | 13,030,000 | 13,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,105,000 | 43,413,000 | 42,216,000 | 41,263,000 |
| Interest-bearing deposits | 36,317,000 | 36,589,000 | 35,161,000 | 34,328,000 |
| Noninterest-bearing deposits | 6,788,000 | 6,824,000 | 7,055,000 | 6,935,000 |
| Equity capital | 7,661,000 | 7,935,000 | 8,075,000 | 8,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,272,000 | 1,918,000 | 2,570,000 |
| Interest expense | 67,000 | 133,000 | 197,000 | 265,000 |
| Net interest income | 561,000 | 1,139,000 | 1,721,000 | 2,305,000 |
| Noninterest income | 45,000 | 89,000 | 143,000 | 177,000 |
| Noninterest expense | 286,000 | 597,000 | 875,000 | 1,178,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 147,000 |
| Pretax income | 305,000 | 601,000 | 944,000 | 1,157,000 |
| Income tax | 16,000 | 31,000 | 49,000 | 66,000 |
| Net income | 289,000 | 570,000 | 895,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,340,000 | 7,429,000 | 7,562,000 | 7,566,000 |
| Total capital | 7,855,000 | 7,951,000 | 8,037,000 | 8,032,000 |
| Risk-weighted assets | 42,522,000 | 43,608,000 | 43,899,000 | 44,584,000 |