Call reports 2013
MAYNARD SAVINGS BANK — 2013
What MAYNARD SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,269,000 | 52,584,000 | 54,599,000 | 56,084,000 |
| Total loans | 35,329,000 | 37,281,000 | 38,683,000 | 40,700,000 |
| Allowance for loan losses | 474,000 | 497,000 | 500,000 | 495,000 |
| Securities available for sale | 13,602,000 | 13,041,000 | 13,145,000 | 12,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,570,000 | 40,681,000 | 41,142,000 | 41,882,000 |
| Interest-bearing deposits | 36,440,000 | 34,959,000 | 34,296,000 | 34,871,000 |
| Noninterest-bearing deposits | 6,130,000 | 5,722,000 | 6,846,000 | 7,011,000 |
| Equity capital | 7,601,000 | 7,228,000 | 7,414,000 | 7,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,178,000 | 1,790,000 | 2,411,000 |
| Interest expense | 66,000 | 134,000 | 202,000 | 269,000 |
| Net interest income | 522,000 | 1,044,000 | 1,588,000 | 2,142,000 |
| Noninterest income | 44,000 | 99,000 | 145,000 | 188,000 |
| Noninterest expense | 258,000 | 546,000 | 826,000 | 1,123,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 293,000 | 567,000 | 862,000 | 1,147,000 |
| Income tax | 14,000 | 28,000 | 45,000 | 60,000 |
| Net income | 279,000 | 539,000 | 817,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,020,000 | 7,089,000 | 7,175,000 | 7,243,000 |
| Total capital | 7,494,000 | 7,577,000 | 7,675,000 | 7,738,000 |
| Risk-weighted assets | 38,050,000 | 39,026,000 | 40,176,000 | 41,883,000 |