Call reports 2012
MAYNARD SAVINGS BANK — 2012
What MAYNARD SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,629,000 | 52,003,000 | 52,371,000 | 51,573,000 |
| Total loans | 34,070,000 | 34,992,000 | 34,983,000 | 35,274,000 |
| Allowance for loan losses | 379,000 | 386,000 | 418,000 | 459,000 |
| Securities available for sale | 9,350,000 | 11,485,000 | 12,732,000 | 13,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,307,000 | 41,507,000 | 41,676,000 | 40,908,000 |
| Interest-bearing deposits | 35,106,000 | 36,001,000 | 35,385,000 | 30,630,000 |
| Noninterest-bearing deposits | 6,201,000 | 5,506,000 | 6,291,000 | 10,278,000 |
| Equity capital | 7,210,000 | 7,361,000 | 7,539,000 | 7,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,225,000 | 1,843,000 | 2,442,000 |
| Interest expense | 93,000 | 174,000 | 254,000 | 330,000 |
| Net interest income | 525,000 | 1,051,000 | 1,589,000 | 2,112,000 |
| Noninterest income | 1,000 | 54,000 | 101,000 | 152,000 |
| Noninterest expense | 264,000 | 531,000 | 798,000 | 1,068,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 135,000 |
| Pretax income | 217,000 | 499,000 | 787,000 | 1,061,000 |
| Income tax | 11,000 | 26,000 | 41,000 | 56,000 |
| Net income | 206,000 | 473,000 | 746,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,658,000 | 6,742,000 | 6,846,000 | 6,933,000 |
| Total capital | 7,037,000 | 7,128,000 | 7,264,000 | 7,392,000 |
| Risk-weighted assets | 36,849,000 | 37,180,000 | 36,667,000 | 37,419,000 |