Call reports 2011
MAYNARD SAVINGS BANK — 2011
What MAYNARD SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,159,000 | 46,912,000 | 48,583,000 | 49,945,000 |
| Total loans | 33,864,000 | 34,280,000 | 35,197,000 | 35,119,000 |
| Allowance for loan losses | 386,000 | 336,000 | 369,000 | 358,000 |
| Securities available for sale | 10,819,000 | 9,348,000 | 10,337,000 | 9,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,457,000 | 37,000,000 | 38,328,000 | 39,657,000 |
| Interest-bearing deposits | 32,297,000 | 32,986,000 | 32,327,000 | 33,790,000 |
| Noninterest-bearing deposits | 5,160,000 | 4,014,000 | 6,001,000 | 5,867,000 |
| Equity capital | 6,587,000 | 6,780,000 | 7,083,000 | 7,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,297,000 | 1,946,000 | 2,584,000 |
| Interest expense | 118,000 | 238,000 | 350,000 | 448,000 |
| Net interest income | 531,000 | 1,059,000 | 1,596,000 | 2,136,000 |
| Noninterest income | 51,000 | 106,000 | 137,000 | 194,000 |
| Noninterest expense | 258,000 | 545,000 | 797,000 | 1,064,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 309,000 | 590,000 | 876,000 | 1,176,000 |
| Income tax | 16,000 | 30,000 | 46,000 | 61,000 |
| Net income | 293,000 | 560,000 | 830,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,388,000 | 6,468,000 | 6,550,000 | 6,644,000 |
| Total capital | 6,774,000 | 6,804,000 | 6,919,000 | 7,002,000 |
| Risk-weighted assets | 36,175,000 | 36,116,000 | 37,528,000 | 37,556,000 |