Call reports 2010
MAYNARD SAVINGS BANK — 2010
What MAYNARD SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,035,000 | 46,690,000 | 47,050,000 | 47,357,000 |
| Total loans | 31,436,000 | 32,421,000 | 33,555,000 | 33,372,000 |
| Allowance for loan losses | 314,000 | 345,000 | 337,000 | 368,000 |
| Securities available for sale | 12,082,000 | 11,294,000 | 10,777,000 | 11,492,000 |
| Securities held to maturity | 55,000 | 55,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,368,000 | 35,468,000 | 35,505,000 | 36,282,000 |
| Interest-bearing deposits | 30,669,000 | 22,407,000 | 23,585,000 | 31,613,000 |
| Noninterest-bearing deposits | 4,699,000 | 13,061,000 | 11,920,000 | 4,669,000 |
| Equity capital | 6,292,000 | 6,376,000 | 6,602,000 | 6,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,314,000 | 1,982,000 | 2,646,000 |
| Interest expense | 166,000 | 329,000 | 479,000 | 608,000 |
| Net interest income | 487,000 | 985,000 | 1,503,000 | 2,038,000 |
| Noninterest income | 46,000 | 86,000 | 133,000 | 178,000 |
| Noninterest expense | 263,000 | 541,000 | 800,000 | 1,081,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 240,000 | 470,000 | 746,000 | 1,015,000 |
| Income tax | 12,000 | 25,000 | 38,000 | 53,000 |
| Net income | 228,000 | 445,000 | 708,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,047,000 | 6,120,000 | 6,220,000 | 6,282,000 |
| Total capital | 6,361,000 | 6,465,000 | 6,557,000 | 6,650,000 |
| Risk-weighted assets | 34,336,000 | 34,766,000 | 35,841,000 | 35,784,000 |