Call reports 2009
MAYNARD SAVINGS BANK — 2009
What MAYNARD SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,958,000 | 44,962,000 | 46,126,000 | 46,956,000 |
| Total loans | 28,191,000 | 27,369,000 | 28,671,000 | 30,937,000 |
| Allowance for loan losses | 228,000 | 234,000 | 234,000 | 277,000 |
| Securities available for sale | 13,775,000 | 13,504,000 | 13,832,000 | 11,768,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,020,000 | 35,643,000 | 36,617,000 | 37,627,000 |
| Interest-bearing deposits | 30,036,000 | 30,397,000 | 31,716,000 | 31,557,000 |
| Noninterest-bearing deposits | 4,984,000 | 5,246,000 | 4,901,000 | 6,070,000 |
| Equity capital | 5,983,000 | 5,961,000 | 6,290,000 | 6,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,298,000 | 1,949,000 | 2,607,000 |
| Interest expense | 221,000 | 418,000 | 619,000 | 803,000 |
| Net interest income | 432,000 | 880,000 | 1,330,000 | 1,804,000 |
| Noninterest income | 54,000 | 116,000 | 173,000 | 237,000 |
| Noninterest expense | 240,000 | 530,000 | 753,000 | 1,059,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 246,000 | 466,000 | 740,000 | 942,000 |
| Income tax | 13,000 | 24,000 | 39,000 | 52,000 |
| Net income | 233,000 | 442,000 | 701,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,757,000 | 5,812,000 | 5,928,000 | 5,963,000 |
| Total capital | 5,985,000 | 6,046,000 | 6,162,000 | 6,240,000 |
| Risk-weighted assets | 31,818,000 | 31,088,000 | 32,427,000 | 34,089,000 |