Call reports 2008
MAYNARD SAVINGS BANK — 2008
What MAYNARD SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,893,000 | 43,211,000 | 44,506,000 | 44,886,000 |
| Total loans | 24,214,000 | 25,796,000 | 25,237,000 | 26,118,000 |
| Allowance for loan losses | 216,000 | 243,000 | 238,000 | 221,000 |
| Securities available for sale | 15,732,000 | 14,651,000 | 13,993,000 | 14,447,000 |
| Securities held to maturity | 225,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,872,000 | 34,365,000 | 35,591,000 | 34,728,000 |
| Interest-bearing deposits | 28,455,000 | 29,571,000 | 30,020,000 | 29,894,000 |
| Noninterest-bearing deposits | 5,417,000 | 4,794,000 | 5,571,000 | 4,834,000 |
| Equity capital | 5,793,000 | 5,653,000 | 5,703,000 | 5,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,288,000 | 1,953,000 | 2,603,000 |
| Interest expense | 282,000 | 543,000 | 778,000 | 994,000 |
| Net interest income | 361,000 | 745,000 | 1,175,000 | 1,609,000 |
| Noninterest income | 64,000 | 127,000 | 188,000 | 237,000 |
| Noninterest expense | 213,000 | 443,000 | 667,000 | 913,000 |
| Provision for loan losses | 14,000 | 27,000 | 32,000 | 32,000 |
| Pretax income | 198,000 | 402,000 | 664,000 | 901,000 |
| Income tax | 10,000 | 20,000 | 33,000 | 42,000 |
| Net income | 188,000 | 382,000 | 631,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,404,000 | 5,479,000 | 5,584,000 | 5,668,000 |
| Total capital | 5,620,000 | 5,722,000 | 5,822,000 | 5,889,000 |
| Risk-weighted assets | 28,223,000 | 29,076,000 | 29,178,000 | 29,597,000 |