Call reports 2007
MAYNARD SAVINGS BANK — 2007
What MAYNARD SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,303,000 | 38,823,000 | 40,762,000 | 41,912,000 |
| Total loans | 22,897,000 | 21,775,000 | 22,223,000 | 23,370,000 |
| Allowance for loan losses | 226,000 | 225,000 | 227,000 | 203,000 |
| Securities available for sale | 14,390,000 | 14,086,000 | 14,264,000 | 15,571,000 |
| Securities held to maturity | 545,000 | 350,000 | 315,000 | 225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,353,000 | 30,027,000 | 31,651,000 | 32,754,000 |
| Interest-bearing deposits | 26,336,000 | 26,173,000 | 27,143,000 | 28,327,000 |
| Noninterest-bearing deposits | 5,017,000 | 3,854,000 | 4,508,000 | 4,427,000 |
| Equity capital | 5,243,000 | 5,116,000 | 5,357,000 | 5,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,204,000 | 1,821,000 | 2,455,000 |
| Interest expense | 247,000 | 543,000 | 828,000 | 1,116,000 |
| Net interest income | 357,000 | 661,000 | 993,000 | 1,339,000 |
| Noninterest income | 58,000 | 128,000 | 193,000 | 246,000 |
| Noninterest expense | 203,000 | 418,000 | 638,000 | 832,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 215,000 | 374,000 | 551,000 | 756,000 |
| Income tax | 11,000 | 21,000 | 30,000 | 40,000 |
| Net income | 204,000 | 353,000 | 521,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,103,000 | 5,156,000 | 5,228,000 | 5,327,000 |
| Total capital | 5,329,000 | 5,381,000 | 5,455,000 | 5,530,000 |
| Risk-weighted assets | 27,049,000 | 25,789,000 | 26,590,000 | 27,373,000 |