Call reports 2006
MAYNARD SAVINGS BANK — 2006
What MAYNARD SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,727,000 | 41,913,000 | 42,060,000 | 40,010,000 |
| Total loans | 18,806,000 | 19,709,000 | 19,990,000 | 21,190,000 |
| Allowance for loan losses | 297,000 | 290,000 | 265,000 | 226,000 |
| Securities available for sale | 19,912,000 | 19,426,000 | 19,095,000 | 13,525,000 |
| Securities held to maturity | 765,000 | 630,000 | 595,000 | 545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,969,000 | 30,626,000 | 30,065,000 | 31,233,000 |
| Interest-bearing deposits | 26,583,000 | 26,350,000 | 26,572,000 | 26,682,000 |
| Noninterest-bearing deposits | 4,386,000 | 4,276,000 | 3,493,000 | 4,551,000 |
| Equity capital | 4,846,000 | 4,747,000 | 5,078,000 | 5,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,060,000 | 1,631,000 | 2,219,000 |
| Interest expense | 215,000 | 461,000 | 733,000 | 997,000 |
| Net interest income | 308,000 | 599,000 | 898,000 | 1,222,000 |
| Noninterest income | 60,000 | 120,000 | 174,000 | 235,000 |
| Noninterest expense | 194,000 | 413,000 | 630,000 | 844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 306,000 | 405,000 | 546,000 |
| Income tax | 8,000 | 15,000 | 19,000 | 36,000 |
| Net income | 166,000 | 291,000 | 386,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,939,000 | 4,968,000 | 4,967,000 | 4,995,000 |
| Total capital | 5,236,000 | 5,258,000 | 5,232,000 | 5,221,000 |
| Risk-weighted assets | 24,338,000 | 25,058,000 | 25,250,000 | 25,450,000 |