Call reports 2005
MAYNARD SAVINGS BANK — 2005
What MAYNARD SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,320,000 | 38,757,000 | 39,498,000 | 40,674,000 |
| Total loans | 17,613,000 | 18,153,000 | 18,373,000 | 19,020,000 |
| Allowance for loan losses | 329,000 | 322,000 | 320,000 | 294,000 |
| Securities available for sale | 17,239,000 | 17,818,000 | 17,699,000 | 18,385,000 |
| Securities held to maturity | 1,240,000 | 765,000 | 765,000 | 765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,992,000 | 30,265,000 | 29,851,000 | 30,972,000 |
| Interest-bearing deposits | 26,616,000 | 26,665,000 | 26,643,000 | 26,879,000 |
| Noninterest-bearing deposits | 3,376,000 | 3,600,000 | 3,208,000 | 4,093,000 |
| Equity capital | 4,733,000 | 4,800,000 | 4,703,000 | 4,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 486,000 | 981,000 | 1,489,000 | 1,994,000 |
| Interest expense | 166,000 | 338,000 | 528,000 | 717,000 |
| Net interest income | 320,000 | 643,000 | 961,000 | 1,277,000 |
| Noninterest income | 62,000 | 108,000 | 175,000 | 229,000 |
| Noninterest expense | 198,000 | 401,000 | 592,000 | 742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 350,000 | 544,000 | 724,000 |
| Income tax | 131,000 | 139,000 | 148,000 | 157,000 |
| Net income | 53,000 | 211,000 | 396,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,773,000 | 4,763,000 | 4,779,000 | 4,951,000 |
| Total capital | 5,060,000 | 5,055,000 | 5,079,000 | 5,245,000 |
| Risk-weighted assets | 22,957,000 | 23,358,000 | 23,960,000 | 24,468,000 |