Call reports 2003
MAYNARD SAVINGS BANK — 2003
What MAYNARD SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,127,000 | 38,524,000 | 38,612,000 | 39,583,000 |
| Total loans | 17,986,000 | 17,669,000 | 17,858,000 | 18,150,000 |
| Allowance for loan losses | 281,000 | 281,000 | 291,000 | 311,000 |
| Securities available for sale | 15,611,000 | 16,160,000 | 16,721,000 | 16,128,000 |
| Securities held to maturity | 2,558,000 | 2,168,000 | 2,078,000 | 1,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,773,000 | 29,971,000 | 29,050,000 | 31,115,000 |
| Interest-bearing deposits | 26,783,000 | 27,168,000 | 26,514,000 | 27,478,000 |
| Noninterest-bearing deposits | 2,990,000 | 2,803,000 | 2,536,000 | 3,637,000 |
| Equity capital | 4,666,000 | 4,834,000 | 4,829,000 | 4,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,095,000 | 1,614,000 | 2,143,000 |
| Interest expense | 207,000 | 401,000 | 584,000 | 756,000 |
| Net interest income | 344,000 | 694,000 | 1,030,000 | 1,387,000 |
| Noninterest income | 60,000 | 117,000 | 183,000 | 250,000 |
| Noninterest expense | 188,000 | 370,000 | 577,000 | 834,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 186,000 | 381,000 | 546,000 | 683,000 |
| Income tax | 33,000 | 70,000 | 98,000 | 125,000 |
| Net income | 153,000 | 311,000 | 448,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,522,000 | 4,583,000 | 4,672,000 | 4,758,000 |
| Total capital | 4,803,000 | 4,864,000 | 4,963,000 | 5,054,000 |
| Risk-weighted assets | 23,575,000 | 23,006,000 | 23,600,000 | 23,644,000 |