Call reports 2002
MAYNARD SAVINGS BANK — 2002
What MAYNARD SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,213,000 | 37,291,000 | 38,115,000 | 39,237,000 |
| Total loans | 17,601,000 | 17,879,000 | 18,269,000 | 17,934,000 |
| Allowance for loan losses | 216,000 | 240,000 | 247,000 | 247,000 |
| Securities available for sale | 12,817,000 | 14,412,000 | 14,980,000 | 15,738,000 |
| Securities held to maturity | 3,211,000 | 2,923,000 | 2,922,000 | 2,668,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,162,000 | 28,767,000 | 28,060,000 | 30,878,000 |
| Interest-bearing deposits | 26,144,000 | 25,779,000 | 25,305,000 | 27,375,000 |
| Noninterest-bearing deposits | 3,018,000 | 2,988,000 | 2,755,000 | 3,503,000 |
| Equity capital | 4,356,000 | 4,530,000 | 4,630,000 | 4,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,216,000 | 1,793,000 | 2,377,000 |
| Interest expense | 271,000 | 516,000 | 755,000 | 981,000 |
| Net interest income | 336,000 | 700,000 | 1,038,000 | 1,396,000 |
| Noninterest income | 72,000 | 135,000 | 195,000 | 266,000 |
| Noninterest expense | 172,000 | 345,000 | 529,000 | 777,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 206,000 | 430,000 | 614,000 | 765,000 |
| Income tax | 47,000 | 96,000 | 131,000 | 152,000 |
| Net income | 159,000 | 334,000 | 483,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,377,000 | 4,430,000 | 4,464,000 |
| Total capital | 4,514,000 | 4,617,000 | 4,677,000 | 4,711,000 |
| Risk-weighted assets | 23,684,000 | 23,932,000 | 24,588,000 | 24,000,000 |