Call reports 2001
MAYNARD SAVINGS BANK — 2001
What MAYNARD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,734,000 | 36,383,000 | 37,359,000 | 38,419,000 |
| Total loans | 19,368,000 | 19,626,000 | 19,374,000 | 18,810,000 |
| Allowance for loan losses | 201,000 | 231,000 | 252,000 | 212,000 |
| Securities available for sale | 10,404,000 | 11,139,000 | 11,213,000 | 11,097,000 |
| Securities held to maturity | 3,960,000 | 3,661,000 | 3,636,000 | 3,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,657,000 | 28,356,000 | 29,105,000 | 30,322,000 |
| Interest-bearing deposits | 25,837,000 | 25,848,000 | 26,088,000 | 27,073,000 |
| Noninterest-bearing deposits | 2,820,000 | 2,508,000 | 3,017,000 | 3,249,000 |
| Equity capital | 4,238,000 | 4,271,000 | 4,403,000 | 4,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,368,000 | 2,037,000 | 2,697,000 |
| Interest expense | 360,000 | 712,000 | 1,052,000 | 1,353,000 |
| Net interest income | 329,000 | 656,000 | 985,000 | 1,344,000 |
| Noninterest income | 61,000 | 112,000 | 181,000 | 250,000 |
| Noninterest expense | 175,000 | 349,000 | 522,000 | 754,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 185,000 | 359,000 | 554,000 | 720,000 |
| Income tax | 42,000 | 81,000 | 125,000 | 160,000 |
| Net income | 143,000 | 278,000 | 429,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,107,000 | 4,145,000 | 4,200,000 | 4,236,000 |
| Total capital | 4,308,000 | 4,376,000 | 4,452,000 | 4,448,000 |
| Risk-weighted assets | 24,587,000 | 25,041,000 | 25,201,000 | 25,115,000 |