Call reports 2003
PARISH BANK AND TRUST COMPANY — 2003
What PARISH BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,866,000 | 20,388,000 | 20,374,000 | 20,966,000 |
| Total loans | 9,031,000 | 8,424,000 | 8,507,000 | 7,855,000 |
| Allowance for loan losses | 130,000 | 108,000 | 92,000 | 92,000 |
| Securities available for sale | 8,160,000 | 5,887,000 | 7,988,000 | 9,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,922,000 | 17,410,000 | 17,585,000 | 18,046,000 |
| Interest-bearing deposits | 14,085,000 | 13,489,000 | 13,436,000 | 13,444,000 |
| Noninterest-bearing deposits | 3,837,000 | 3,921,000 | 4,150,000 | 4,602,000 |
| Equity capital | 2,904,000 | 2,935,000 | 2,764,000 | 2,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 479,000 | 677,000 | 896,000 |
| Interest expense | 71,000 | 133,000 | 189,000 | 246,000 |
| Net interest income | 172,000 | 346,000 | 488,000 | 650,000 |
| Noninterest income | 54,000 | 112,000 | 162,000 | 225,000 |
| Noninterest expense | 192,000 | 388,000 | 555,000 | 718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 76,000 | 101,000 | 164,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | 37,000 | 69,000 | 91,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,904,000 | 2,918,000 | 2,941,000 | 3,000,000 |
| Total capital | 3,030,000 | 3,026,000 | 3,033,000 | 3,092,000 |
| Risk-weighted assets | 10,059,000 | 9,661,000 | 9,691,000 | 9,372,000 |