Call reports 2002
PARISH BANK AND TRUST COMPANY — 2002
What PARISH BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,395,000 | 21,760,000 | 21,652,000 | 21,158,000 |
| Total loans | 9,396,000 | 9,311,000 | 9,340,000 | 9,077,000 |
| Allowance for loan losses | 156,000 | 156,000 | 156,000 | 129,000 |
| Securities available for sale | 9,345,000 | 8,613,000 | 5,521,000 | 7,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,494,000 | 18,752,000 | 18,688,000 | 18,211,000 |
| Interest-bearing deposits | 15,058,000 | 14,778,000 | 14,495,000 | 13,975,000 |
| Noninterest-bearing deposits | 4,436,000 | 3,974,000 | 4,193,000 | 4,236,000 |
| Equity capital | 2,860,000 | 2,961,000 | 2,903,000 | 2,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 542,000 | 805,000 | 1,067,000 |
| Interest expense | 102,000 | 201,000 | 292,000 | 378,000 |
| Net interest income | 164,000 | 341,000 | 513,000 | 689,000 |
| Noninterest income | 41,000 | 88,000 | 138,000 | 197,000 |
| Noninterest expense | 181,000 | 338,000 | 587,000 | 789,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 24,000 | 91,000 | 88,000 | 96,000 |
| Income tax | 13,000 | 20,000 | 24,000 | 27,000 |
| Net income | 11,000 | 71,000 | 64,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,852,000 | 2,912,000 | 2,845,000 | 2,851,000 |
| Total capital | 2,976,000 | 3,037,000 | 2,973,000 | 2,978,000 |
| Risk-weighted assets | 9,886,000 | 9,991,000 | 10,184,000 | 10,136,000 |