Call reports 2004
RIVERTON COMMUNITY BANK — 2004
What RIVERTON COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 32,871,000 | 34,292,000 | 33,867,000 |
| Total loans | 17,094,000 | 16,820,000 | 16,201,000 |
| Allowance for loan losses | 87,000 | 87,000 | 87,000 |
| Securities available for sale | 9,400,000 | 8,962,000 | 9,235,000 |
| Securities held to maturity | 3,511,000 | 3,502,000 | 3,499,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 29,584,000 | 31,269,000 | 30,614,000 |
| Interest-bearing deposits | 25,805,000 | 27,366,000 | 26,625,000 |
| Noninterest-bearing deposits | 3,779,000 | 3,903,000 | 3,989,000 |
| Equity capital | 3,212,000 | 2,960,000 | 3,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 346,000 | 685,000 | 1,022,000 |
| Interest expense | 122,000 | 243,000 | 363,000 |
| Net interest income | 224,000 | 442,000 | 659,000 |
| Noninterest income | 19,000 | 41,000 | 63,000 |
| Noninterest expense | 174,000 | 372,000 | 549,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 74,000 | 116,000 | 178,000 |
| Income tax | 12,000 | 24,000 | 36,000 |
| Net income | 62,000 | 92,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 3,206,000 | 3,236,000 | 3,286,000 |
| Total capital | 3,293,000 | 3,323,000 | 3,373,000 |
| Risk-weighted assets | 14,960,000 | 15,332,000 | 14,397,000 |