Call reports 2003
RIVERTON COMMUNITY BANK — 2003
What RIVERTON COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,929,000 | 34,010,000 | 34,801,000 | 33,041,000 |
| Total loans | 20,313,000 | 19,474,000 | 17,554,000 | 17,215,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 87,000 |
| Securities available for sale | 256,000 | 3,944,000 | 7,513,000 | 8,990,000 |
| Securities held to maturity | 4,650,000 | 3,942,000 | 3,522,000 | 3,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,703,000 | 30,745,000 | 31,612,000 | 29,943,000 |
| Interest-bearing deposits | 25,008,000 | 26,042,000 | 28,007,000 | 25,984,000 |
| Noninterest-bearing deposits | 3,695,000 | 4,703,000 | 3,605,000 | 3,959,000 |
| Equity capital | 3,125,000 | 3,183,000 | 3,104,000 | 3,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 758,000 | 1,125,000 | 1,487,000 |
| Interest expense | 157,000 | 317,000 | 482,000 | 615,000 |
| Net interest income | 226,000 | 441,000 | 643,000 | 872,000 |
| Noninterest income | 17,000 | 40,000 | 66,000 | 87,000 |
| Noninterest expense | 165,000 | 335,000 | 504,000 | 695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 146,000 | 205,000 | 274,000 |
| Income tax | 24,000 | 47,000 | 71,000 | 48,000 |
| Net income | 54,000 | 99,000 | 134,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,129,000 | 3,192,000 | 3,209,000 | 3,140,000 |
| Total capital | 3,224,000 | 3,287,000 | 3,304,000 | 3,227,000 |
| Risk-weighted assets | 17,333,000 | 17,208,000 | 15,758,000 | 15,118,000 |