Call reports 2002
RIVERTON COMMUNITY BANK — 2002
What RIVERTON COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,968,000 | 32,707,000 | 32,732,000 | 30,904,000 |
| Total loans | 19,159,000 | 20,565,000 | 20,409,000 | 20,545,000 |
| Allowance for loan losses | 95,000 | 95,000 | 95,000 | 95,000 |
| Securities available for sale | 472,000 | 339,000 | 310,000 | 299,000 |
| Securities held to maturity | 3,454,000 | 3,962,000 | 3,968,000 | 3,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,721,000 | 29,442,000 | 29,408,000 | 27,735,000 |
| Interest-bearing deposits | 24,509,000 | 25,644,000 | 25,664,000 | 23,927,000 |
| Noninterest-bearing deposits | 3,212,000 | 3,798,000 | 3,744,000 | 3,808,000 |
| Equity capital | 3,123,000 | 3,181,000 | 3,239,000 | 3,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 850,000 | 1,272,000 | 1,681,000 |
| Interest expense | 206,000 | 384,000 | 563,000 | 732,000 |
| Net interest income | 223,000 | 466,000 | 709,000 | 949,000 |
| Noninterest income | 16,000 | 38,000 | 64,000 | 81,000 |
| Noninterest expense | 167,000 | 347,000 | 510,000 | 702,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 157,000 | 263,000 | 328,000 |
| Income tax | 26,000 | 52,000 | 75,000 | 102,000 |
| Net income | 46,000 | 105,000 | 188,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,115,000 | 3,173,000 | 3,256,000 | 3,075,000 |
| Total capital | 3,210,000 | 3,268,000 | 3,351,000 | 3,170,000 |
| Risk-weighted assets | 16,635,000 | 17,967,000 | 17,834,000 | 17,512,000 |