Call reports 2001
RIVERTON COMMUNITY BANK — 2001
What RIVERTON COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,281,000 | 31,729,000 | 32,434,000 | 30,364,000 |
| Total loans | 18,840,000 | 19,922,000 | 19,335,000 | 19,064,000 |
| Allowance for loan losses | 99,000 | 99,000 | 99,000 | 99,000 |
| Securities available for sale | 606,000 | 501,000 | 487,000 | 477,000 |
| Securities held to maturity | 4,461,000 | 3,479,000 | 3,464,000 | 3,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,915,000 | 28,318,000 | 28,952,000 | 27,157,000 |
| Interest-bearing deposits | 22,894,000 | 24,571,000 | 25,494,000 | 24,230,000 |
| Noninterest-bearing deposits | 3,021,000 | 3,747,000 | 3,458,000 | 2,927,000 |
| Equity capital | 3,180,000 | 3,245,000 | 3,309,000 | 3,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 984,000 | 1,485,000 | 1,946,000 |
| Interest expense | 250,000 | 522,000 | 795,000 | 1,039,000 |
| Net interest income | 235,000 | 462,000 | 690,000 | 907,000 |
| Noninterest income | 18,000 | 45,000 | 65,000 | 82,000 |
| Noninterest expense | 143,000 | 309,000 | 467,000 | 642,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 198,000 | 288,000 | 347,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 66,000 |
| Net income | 86,000 | 150,000 | 216,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,173,000 | 3,237,000 | 3,301,000 | 3,068,000 |
| Total capital | 3,272,000 | 3,336,000 | 3,400,000 | 3,167,000 |
| Risk-weighted assets | 16,515,000 | 17,891,000 | 17,570,000 | 16,541,000 |