Call reports 2001
WHEELING NATIONAL BANK — 2001
What WHEELING NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 691,053,000 | 685,207,000 | 690,011,000 | 688,158,000 |
| Total loans | 378,353,000 | 367,053,000 | 372,949,000 | 359,320,000 |
| Allowance for loan losses | 3,218,000 | 3,143,000 | 3,114,000 | 3,673,000 |
| Securities available for sale | 244,440,000 | 254,528,000 | 269,193,000 | 277,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,979,000 | 486,910,000 | 484,885,000 | 475,887,000 |
| Interest-bearing deposits | 453,605,000 | 446,773,000 | 444,143,000 | 430,757,000 |
| Noninterest-bearing deposits | 38,374,000 | 40,137,000 | 40,742,000 | 45,130,000 |
| Equity capital | 52,934,000 | 52,643,000 | 55,985,000 | 52,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 12,413,000 | 24,104,000 | 35,490,000 | 46,575,000 |
| Interest expense | 8,101,000 | 15,893,000 | 23,266,000 | 30,089,000 |
| Net interest income | 4,312,000 | 8,211,000 | 12,224,000 | 16,486,000 |
| Noninterest income | 512,000 | 1,051,000 | 1,536,000 | 1,999,000 |
| Noninterest expense | 3,216,000 | 6,347,000 | 9,608,000 | 13,215,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,460,000 |
| Pretax income | 1,514,000 | 2,692,000 | 3,952,000 | 4,285,000 |
| Income tax | 272,000 | 377,000 | 406,000 | 152,000 |
| Net income | 1,242,000 | 2,315,000 | 3,546,000 | 4,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,515,000 | 51,985,000 | 52,614,000 | 52,599,000 |
| Total capital | 54,733,000 | 55,128,000 | 55,728,000 | 56,272,000 |
| Risk-weighted assets | 399,848,000 | 386,727,000 | 400,832,000 | 401,655,000 |