Call reports 2012
ULTIMA BANK MINNESOTA — 2012
What ULTIMA BANK MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 129,056,000 | 129,367,000 | 132,279,000 | 136,605,000 |
| Total loans | 113,927,000 | 119,341,000 | 121,898,000 | 129,499,000 |
| Allowance for loan losses | 1,301,000 | 1,333,000 | 1,437,000 | 1,575,000 |
| Securities available for sale | 45,000 | 45,000 | 45,000 | 45,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,092,000 | 112,960,000 | 115,336,000 | 121,353,000 |
| Interest-bearing deposits | 101,307,000 | 98,806,000 | 97,869,000 | 96,951,000 |
| Noninterest-bearing deposits | 15,785,000 | 14,154,000 | 17,467,000 | 24,402,000 |
| Equity capital | 11,394,000 | 11,862,000 | 12,284,000 | 11,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,595,000 | 5,490,000 | 7,397,000 |
| Interest expense | 233,000 | 455,000 | 669,000 | 869,000 |
| Net interest income | 1,538,000 | 3,140,000 | 4,821,000 | 6,528,000 |
| Noninterest income | 149,000 | 256,000 | 395,000 | 597,000 |
| Noninterest expense | 876,000 | 1,757,000 | 2,707,000 | 3,751,000 |
| Provision for loan losses | 0 | 35,000 | 135,000 | 270,000 |
| Pretax income | 811,000 | 1,604,000 | 2,374,000 | 3,104,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 811,000 | 1,603,000 | 2,372,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,254,000 | 11,726,000 | 12,152,000 | 11,305,000 |
| Total capital | 12,487,000 | 13,029,000 | 13,483,000 | 12,694,000 |
| Risk-weighted assets | 98,549,000 | 104,281,000 | 106,355,000 | 110,964,000 |