Call reports 2005
AMALGAMATED BANK OF CHICAGO — 2005
What AMALGAMATED BANK OF CHICAGO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 653,618,000 | 673,091,000 | 682,954,000 | 721,424,000 |
| Total loans | 350,302,000 | 350,940,000 | 368,939,000 | 375,166,000 |
| Allowance for loan losses | 5,294,000 | 5,360,000 | 5,290,000 | 5,045,000 |
| Securities available for sale | 122,986,000 | 123,851,000 | 125,432,000 | 122,401,000 |
| Securities held to maturity | 8,475,000 | 7,504,000 | 7,329,000 | 7,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,624,000 | 515,770,000 | 528,891,000 | 603,229,000 |
| Interest-bearing deposits | 341,914,000 | 364,127,000 | 354,603,000 | 403,884,000 |
| Noninterest-bearing deposits | 153,710,000 | 151,643,000 | 174,288,000 | 199,345,000 |
| Equity capital | 53,079,000 | 54,208,000 | 53,141,000 | 53,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,125,000 | 14,837,000 | 23,299,000 | 32,421,000 |
| Interest expense | 2,143,000 | 4,656,000 | 7,494,000 | 10,679,000 |
| Net interest income | 4,982,000 | 10,181,000 | 15,805,000 | 21,742,000 |
| Noninterest income | 4,708,000 | 9,716,000 | 14,639,000 | 19,761,000 |
| Noninterest expense | 7,839,000 | 16,284,000 | 24,287,000 | 32,572,000 |
| Provision for loan losses | 624,000 | 1,248,000 | 1,872,000 | 2,496,000 |
| Pretax income | 1,227,000 | 2,365,000 | 4,285,000 | 6,435,000 |
| Income tax | 435,000 | 725,000 | 1,444,000 | 2,210,000 |
| Net income | 792,000 | 1,640,000 | 2,841,000 | 4,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,075,000 | 54,654,000 | 54,256,000 | 54,793,000 |
| Total capital | 59,369,000 | 60,014,000 | 59,546,000 | 59,838,000 |
| Risk-weighted assets | 440,630,000 | 459,566,000 | 473,664,000 | 479,728,000 |