Call reports 2004
AMALGAMATED BANK OF CHICAGO — 2004
What AMALGAMATED BANK OF CHICAGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 612,303,000 | 643,057,000 | 616,307,000 | 670,376,000 |
| Total loans | 326,091,000 | 339,058,000 | 336,920,000 | 337,885,000 |
| Allowance for loan losses | 4,931,000 | 5,208,000 | 5,223,000 | 5,058,000 |
| Securities available for sale | 110,267,000 | 118,125,000 | 127,638,000 | 122,965,000 |
| Securities held to maturity | 16,484,000 | 14,235,000 | 9,221,000 | 8,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,738,000 | 504,986,000 | 475,575,000 | 522,514,000 |
| Interest-bearing deposits | 342,374,000 | 351,741,000 | 326,809,000 | 338,259,000 |
| Noninterest-bearing deposits | 152,364,000 | 153,245,000 | 148,766,000 | 184,255,000 |
| Equity capital | 52,268,000 | 52,029,000 | 53,638,000 | 53,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,434,000 | 13,004,000 | 19,585,000 | 26,518,000 |
| Interest expense | 1,460,000 | 2,957,000 | 4,586,000 | 6,533,000 |
| Net interest income | 4,974,000 | 10,047,000 | 14,999,000 | 19,985,000 |
| Noninterest income | 4,669,000 | 9,586,000 | 14,499,000 | 19,702,000 |
| Noninterest expense | 7,466,000 | 15,117,000 | 22,744,000 | 30,747,000 |
| Provision for loan losses | 585,000 | 1,170,000 | 1,755,000 | 2,340,000 |
| Pretax income | 1,592,000 | 3,346,000 | 4,999,000 | 6,600,000 |
| Income tax | 596,000 | 1,252,000 | 1,871,000 | 2,410,000 |
| Net income | 996,000 | 2,094,000 | 3,128,000 | 4,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,210,000 | 52,311,000 | 53,334,000 | 53,291,000 |
| Total capital | 56,141,000 | 57,519,000 | 58,390,000 | 58,349,000 |
| Risk-weighted assets | 398,694,000 | 416,662,000 | 404,571,000 | 420,623,000 |