Call reports 2017
FARMERS & MERCHANTS STATE BANK OF SACRED HEART — 2017
What FARMERS & MERCHANTS STATE BANK OF SACRED HEART reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 26,504,000 | 25,960,000 | 24,151,000 | 25,233,000 |
| Total loans | 11,454,000 | 12,040,000 | 12,283,000 | 13,020,000 |
| Allowance for loan losses | 184,000 | 185,000 | 186,000 | 176,000 |
| Securities available for sale | 6,474,000 | 6,199,000 | 5,565,000 | 5,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,824,000 | 23,225,000 | 21,388,000 | 22,523,000 |
| Interest-bearing deposits | 14,004,000 | 13,835,000 | 13,712,000 | 14,009,000 |
| Noninterest-bearing deposits | 9,820,000 | 9,390,000 | 7,676,000 | 8,514,000 |
| Equity capital | 2,654,000 | 2,704,000 | 2,725,000 | 2,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 367,000 | 562,000 | 755,000 |
| Interest expense | 10,000 | 24,000 | 38,000 | 56,000 |
| Net interest income | 170,000 | 343,000 | 524,000 | 699,000 |
| Noninterest income | 15,000 | 26,000 | 36,000 | 49,000 |
| Noninterest expense | 171,000 | 332,000 | 494,000 | 663,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 12,000 | 34,000 | 61,000 | 79,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 11,000 | 32,000 | 57,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,658,000 | 2,679,000 | 2,703,000 | 2,721,000 |
| Total capital | 2,829,000 | 2,857,000 | 2,883,000 | 2,897,000 |
| Risk-weighted assets | 13,691,000 | 14,279,000 | 14,458,000 | 15,710,000 |