Call reports 2015
FARMERS & MERCHANTS STATE BANK OF SACRED HEART — 2015
What FARMERS & MERCHANTS STATE BANK OF SACRED HEART reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 25,678,000 | 24,062,000 | 23,636,000 | 26,517,000 |
| Total loans | 7,319,000 | 9,806,000 | 10,252,000 | 10,481,000 |
| Allowance for loan losses | 181,000 | 181,000 | 181,000 | 183,000 |
| Securities available for sale | 9,330,000 | 8,868,000 | 8,585,000 | 8,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,997,000 | 21,490,000 | 20,818,000 | 23,909,000 |
| Interest-bearing deposits | 17,044,000 | 16,798,000 | 16,154,000 | 16,341,000 |
| Noninterest-bearing deposits | 5,953,000 | 4,692,000 | 4,664,000 | 7,568,000 |
| Equity capital | 2,654,000 | 2,546,000 | 2,660,000 | 2,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 157,000 | 324,000 | 500,000 | 677,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 45,000 |
| Net interest income | 146,000 | 302,000 | 467,000 | 632,000 |
| Noninterest income | 20,000 | 31,000 | 46,000 | 59,000 |
| Noninterest expense | 194,000 | 367,000 | 532,000 | 705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | -12,000 | 3,000 | 7,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | -8,000 | -15,000 | -1,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,606,000 | 2,598,000 | 2,613,000 | 2,615,000 |
| Total capital | 2,749,000 | 2,775,000 | 2,787,000 | 2,798,000 |
| Risk-weighted assets | 11,427,000 | 14,160,000 | 13,925,000 | 15,105,000 |