Call reports 2008
LANDMARK BANK — 2008
What LANDMARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 83,296,000 | 82,055,000 | 80,242,000 | 82,974,000 |
| Total loans | 54,387,000 | 55,334,000 | 56,551,000 | 56,951,000 |
| Allowance for loan losses | 634,000 | 599,000 | 602,000 | 598,000 |
| Securities available for sale | 14,403,000 | 13,930,000 | 13,276,000 | 13,208,000 |
| Securities held to maturity | 688,000 | 659,000 | 411,000 | 392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,185,000 | 67,026,000 | 65,081,000 | 69,327,000 |
| Interest-bearing deposits | 51,991,000 | 51,140,000 | 49,892,000 | 53,645,000 |
| Noninterest-bearing deposits | 16,194,000 | 15,886,000 | 15,189,000 | 15,682,000 |
| Equity capital | 9,796,000 | 9,810,000 | 9,985,000 | 8,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,565,000 | 3,807,000 | 5,028,000 |
| Interest expense | 427,000 | 828,000 | 1,201,000 | 1,557,000 |
| Net interest income | 908,000 | 1,737,000 | 2,606,000 | 3,471,000 |
| Noninterest income | 163,000 | 369,000 | 590,000 | 792,000 |
| Noninterest expense | 672,000 | 1,373,000 | 2,135,000 | 3,002,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 13,000 |
| Pretax income | 399,000 | 733,000 | 1,056,000 | 1,248,000 |
| Income tax | 117,000 | 211,000 | 300,000 | 345,000 |
| Net income | 282,000 | 522,000 | 756,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,699,000 | 9,939,000 | 10,108,000 | 8,655,000 |
| Total capital | 10,333,000 | 10,538,000 | 10,710,000 | 9,253,000 |
| Risk-weighted assets | 54,640,000 | 52,864,000 | 55,458,000 | 56,520,000 |