Call reports 2007
LANDMARK BANK — 2007
What LANDMARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 74,920,000 | 76,601,000 | 75,751,000 | 76,542,000 |
| Total loans | 50,740,000 | 51,589,000 | 54,175,000 | 56,225,000 |
| Allowance for loan losses | 651,000 | 664,000 | 634,000 | 636,000 |
| Securities available for sale | 14,014,000 | 13,405,000 | 12,699,000 | 11,817,000 |
| Securities held to maturity | 1,058,000 | 1,030,000 | 1,002,000 | 985,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,368,000 | 66,023,000 | 64,776,000 | 65,425,000 |
| Interest-bearing deposits | 48,241,000 | 48,811,000 | 48,406,000 | 50,747,000 |
| Noninterest-bearing deposits | 16,127,000 | 17,212,000 | 16,370,000 | 14,678,000 |
| Equity capital | 8,982,000 | 9,084,000 | 9,372,000 | 9,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,447,000 | 3,684,000 | 4,959,000 |
| Interest expense | 424,000 | 852,000 | 1,314,000 | 1,769,000 |
| Net interest income | 780,000 | 1,595,000 | 2,370,000 | 3,190,000 |
| Noninterest income | 141,000 | 315,000 | 470,000 | 645,000 |
| Noninterest expense | 603,000 | 1,279,000 | 1,972,000 | 2,714,000 |
| Provision for loan losses | 15,000 | 30,000 | 0 | 0 |
| Pretax income | 303,000 | 601,000 | 868,000 | 1,121,000 |
| Income tax | 87,000 | 185,000 | 264,000 | 302,000 |
| Net income | 216,000 | 416,000 | 604,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,049,000 | 9,249,000 | 9,437,000 | 9,421,000 |
| Total capital | 9,677,000 | 9,894,000 | 10,071,000 | 10,057,000 |
| Risk-weighted assets | 50,225,000 | 51,545,000 | 52,666,000 | 54,600,000 |