Call reports 2006
LANDMARK BANK — 2006
What LANDMARK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,757,000 | 77,255,000 | 74,446,000 | 75,220,000 |
| Total loans | 46,944,000 | 49,031,000 | 48,846,000 | 48,343,000 |
| Allowance for loan losses | 583,000 | 595,000 | 619,000 | 632,000 |
| Securities available for sale | 14,197,000 | 14,615,000 | 14,644,000 | 14,363,000 |
| Securities held to maturity | 1,433,000 | 1,411,000 | 1,376,000 | 1,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,037,000 | 67,243,000 | 63,945,000 | 64,607,000 |
| Interest-bearing deposits | 47,651,000 | 49,118,000 | 48,361,000 | 48,036,000 |
| Noninterest-bearing deposits | 14,386,000 | 18,125,000 | 15,584,000 | 16,571,000 |
| Equity capital | 8,198,000 | 8,465,000 | 8,791,000 | 8,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,255,000 | 3,477,000 | 4,675,000 |
| Interest expense | 338,000 | 710,000 | 1,112,000 | 1,529,000 |
| Net interest income | 751,000 | 1,545,000 | 2,365,000 | 3,146,000 |
| Noninterest income | 148,000 | 307,000 | 476,000 | 646,000 |
| Noninterest expense | 621,000 | 1,213,000 | 1,901,000 | 2,626,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 257,000 | 603,000 | 889,000 | 1,100,000 |
| Income tax | 74,000 | 170,000 | 251,000 | 292,000 |
| Net income | 183,000 | 433,000 | 638,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,339,000 | 8,693,000 | 8,898,000 | 8,833,000 |
| Total capital | 8,921,000 | 9,288,000 | 9,505,000 | 9,439,000 |
| Risk-weighted assets | 46,597,000 | 49,404,000 | 48,549,000 | 48,444,000 |