Call reports 2004
LANDMARK BANK — 2004
What LANDMARK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,317,000 | 62,131,000 | 62,732,000 | 63,045,000 |
| Total loans | 35,581,000 | 37,930,000 | 41,029,000 | 40,140,000 |
| Allowance for loan losses | 599,000 | 607,000 | 608,000 | 601,000 |
| Securities available for sale | 15,624,000 | 13,508,000 | 13,047,000 | 12,503,000 |
| Securities held to maturity | 2,054,000 | 1,989,000 | 1,705,000 | 1,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,912,000 | 53,904,000 | 53,095,000 | 54,001,000 |
| Interest-bearing deposits | 41,584,000 | 42,623,000 | 40,513,000 | 42,111,000 |
| Noninterest-bearing deposits | 11,328,000 | 11,281,000 | 12,582,000 | 11,890,000 |
| Equity capital | 7,465,000 | 7,345,000 | 7,663,000 | 7,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,592,000 | 2,436,000 | 3,315,000 |
| Interest expense | 195,000 | 388,000 | 588,000 | 800,000 |
| Net interest income | 602,000 | 1,204,000 | 1,848,000 | 2,515,000 |
| Noninterest income | 342,000 | 490,000 | 664,000 | 835,000 |
| Noninterest expense | 567,000 | 1,179,000 | 1,768,000 | 2,439,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 35,000 |
| Pretax income | 377,000 | 527,000 | 749,000 | 901,000 |
| Income tax | 115,000 | 153,000 | 214,000 | 204,000 |
| Net income | 262,000 | 374,000 | 535,000 | 697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,428,000 | 7,540,000 | 7,701,000 | 7,708,000 |
| Total capital | 7,899,000 | 8,039,000 | 8,219,000 | 8,214,000 |
| Risk-weighted assets | 37,538,000 | 39,885,000 | 41,325,000 | 40,376,000 |