Call reports 2003
LANDMARK BANK — 2003
What LANDMARK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,257,000 | 59,574,000 | 60,508,000 | 60,367,000 |
| Total loans | 31,809,000 | 32,237,000 | 32,969,000 | 34,471,000 |
| Allowance for loan losses | 544,000 | 583,000 | 593,000 | 622,000 |
| Securities available for sale | 8,182,000 | 13,896,000 | 16,516,000 | 17,003,000 |
| Securities held to maturity | 3,386,000 | 2,746,000 | 2,662,000 | 2,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,901,000 | 51,141,000 | 52,112,000 | 52,127,000 |
| Interest-bearing deposits | 38,238,000 | 39,592,000 | 40,387,000 | 41,467,000 |
| Noninterest-bearing deposits | 10,663,000 | 11,549,000 | 11,725,000 | 10,660,000 |
| Equity capital | 7,132,000 | 7,271,000 | 7,262,000 | 7,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,530,000 | 2,281,000 | 3,143,000 |
| Interest expense | 214,000 | 428,000 | 629,000 | 829,000 |
| Net interest income | 554,000 | 1,102,000 | 1,652,000 | 2,314,000 |
| Noninterest income | 159,000 | 352,000 | 562,000 | 731,000 |
| Noninterest expense | 557,000 | 1,185,000 | 1,764,000 | 2,433,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 90,000 |
| Pretax income | 141,000 | 356,000 | 496,000 | 613,000 |
| Income tax | 38,000 | 84,000 | 136,000 | 167,000 |
| Net income | 103,000 | 272,000 | 360,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,959,000 | 7,128,000 | 7,216,000 | 7,302,000 |
| Total capital | 7,400,000 | 7,573,000 | 7,668,000 | 7,763,000 |
| Risk-weighted assets | 35,213,000 | 35,418,000 | 35,991,000 | 36,695,000 |