Call reports 2002
LANDMARK BANK — 2002
What LANDMARK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,362,000 | 53,633,000 | 54,671,000 | 56,027,000 |
| Total loans | 29,151,000 | 29,490,000 | 30,528,000 | 30,878,000 |
| Allowance for loan losses | 511,000 | 511,000 | 508,000 | 532,000 |
| Securities available for sale | 8,564,000 | 9,659,000 | 9,138,000 | 8,935,000 |
| Securities held to maturity | 4,752,000 | 4,614,000 | 4,534,000 | 3,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,126,000 | 45,346,000 | 46,067,000 | 47,557,000 |
| Interest-bearing deposits | 35,560,000 | 34,348,000 | 35,096,000 | 35,629,000 |
| Noninterest-bearing deposits | 10,566,000 | 10,998,000 | 10,971,000 | 11,928,000 |
| Equity capital | 6,659,000 | 6,861,000 | 7,076,000 | 7,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,597,000 | 2,400,000 | 3,210,000 |
| Interest expense | 235,000 | 435,000 | 643,000 | 853,000 |
| Net interest income | 571,000 | 1,162,000 | 1,757,000 | 2,357,000 |
| Noninterest income | 143,000 | 302,000 | 465,000 | 629,000 |
| Noninterest expense | 507,000 | 1,089,000 | 1,638,000 | 2,237,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 78,000 |
| Pretax income | 192,000 | 345,000 | 539,000 | 671,000 |
| Income tax | 64,000 | 110,000 | 176,000 | 201,000 |
| Net income | 128,000 | 235,000 | 363,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,659,000 | 6,766,000 | 6,894,000 | 7,001,000 |
| Total capital | 7,049,000 | 7,170,000 | 7,308,000 | 7,424,000 |
| Risk-weighted assets | 31,889,000 | 32,251,000 | 32,969,000 | 33,734,000 |