Call reports 2018
FAIRPORT SAVINGS BANK — 2018
What FAIRPORT SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 312,853,000 | 322,044,000 | 325,268,000 | 326,569,000 |
| Total loans | 270,126,000 | 279,291,000 | 285,219,000 | 285,442,000 |
| Allowance for loan losses | 1,336,000 | 1,411,000 | 1,486,000 | 1,561,000 |
| Securities available for sale | 17,792,000 | 17,748,000 | 17,027,000 | 18,331,000 |
| Securities held to maturity | 6,404,000 | 6,347,000 | 6,335,000 | 6,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,761,000 | 221,969,000 | 219,390,000 | 222,622,000 |
| Interest-bearing deposits | 208,615,000 | 212,112,000 | 208,733,000 | 211,675,000 |
| Noninterest-bearing deposits | 8,146,000 | 9,857,000 | 10,657,000 | 10,947,000 |
| Equity capital | 29,297,000 | 29,320,000 | 29,407,000 | 29,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,249,000 | 9,572,000 | 12,932,000 |
| Interest expense | 843,000 | 1,763,000 | 2,823,000 | 3,979,000 |
| Net interest income | 2,239,000 | 4,486,000 | 6,749,000 | 8,953,000 |
| Noninterest income | 577,000 | 1,083,000 | 1,762,000 | 2,305,000 |
| Noninterest expense | 2,524,000 | 5,018,000 | 7,802,000 | 10,327,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 217,000 | 401,000 | 484,000 | 631,000 |
| Income tax | 22,000 | 33,000 | 24,000 | 32,000 |
| Net income | 195,000 | 368,000 | 460,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,159,000 | 29,182,000 | 29,281,000 | 29,335,000 |
| Total capital | 30,495,000 | 30,593,000 | 30,767,000 | 30,896,000 |
| Risk-weighted assets | 186,803,000 | 193,712,000 | 197,026,000 | 196,808,000 |
Machine access — free, no API key
Every figure shown here about FAIRPORT SAVINGS BANK — 2018 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.