Call reports 2012
BLAINE STATE BANK — 2012
What BLAINE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,271,000 | 36,335,000 | 35,690,000 | 36,138,000 |
| Total loans | 22,043,000 | 22,330,000 | 23,208,000 | 24,321,000 |
| Allowance for loan losses | 223,000 | 255,000 | 244,000 | 331,000 |
| Securities available for sale | 2,792,000 | 2,184,000 | 1,593,000 | 913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,352,000 | 28,565,000 | 27,924,000 | 28,301,000 |
| Interest-bearing deposits | 22,498,000 | 21,542,000 | 21,479,000 | 21,451,000 |
| Noninterest-bearing deposits | 6,854,000 | 7,023,000 | 6,445,000 | 6,850,000 |
| Equity capital | 5,839,000 | 5,669,000 | 5,644,000 | 5,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 827,000 | 1,228,000 | 1,619,000 |
| Interest expense | 84,000 | 155,000 | 228,000 | 298,000 |
| Net interest income | 330,000 | 672,000 | 1,000,000 | 1,321,000 |
| Noninterest income | 54,000 | 42,000 | 78,000 | 123,000 |
| Noninterest expense | 438,000 | 983,000 | 1,410,000 | 1,818,000 |
| Provision for loan losses | 46,000 | 75,000 | 91,000 | 177,000 |
| Pretax income | -95,000 | -343,000 | -419,000 | -516,000 |
| Income tax | 0 | -81,000 | -131,000 | -192,000 |
| Net income | -95,000 | -262,000 | -288,000 | -324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,308,000 | 2,052,000 | 2,026,000 | 2,136,000 |
| Total capital | 2,531,000 | 2,307,000 | 2,270,000 | 2,434,000 |
| Risk-weighted assets | 23,901,000 | 23,402,000 | 23,270,000 | 23,844,000 |