Call reports 2010
BLAINE STATE BANK — 2010
What BLAINE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,024,000 | 35,937,000 | 40,781,000 | 40,319,000 |
| Total loans | 28,005,000 | 28,203,000 | 29,046,000 | 28,064,000 |
| Allowance for loan losses | 263,000 | 260,000 | 288,000 | 408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 750,000 | 1,036,000 | 1,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,065,000 | 29,004,000 | 31,886,000 | 31,615,000 |
| Interest-bearing deposits | 22,736,000 | 22,299,000 | 25,356,000 | 26,172,000 |
| Noninterest-bearing deposits | 6,329,000 | 6,705,000 | 6,530,000 | 5,443,000 |
| Equity capital | 6,420,000 | 6,486,000 | 6,523,000 | 6,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,051,000 | 1,568,000 | 2,087,000 |
| Interest expense | 94,000 | 186,000 | 278,000 | 384,000 |
| Net interest income | 417,000 | 865,000 | 1,290,000 | 1,703,000 |
| Noninterest income | 55,000 | 118,000 | 127,000 | 177,000 |
| Noninterest expense | 394,000 | 762,000 | 1,083,000 | 1,525,000 |
| Provision for loan losses | 56,000 | 93,000 | 151,000 | 350,000 |
| Pretax income | 22,000 | 128,000 | 183,000 | 5,000 |
| Income tax | 5,000 | 44,000 | 62,000 | -1,000 |
| Net income | 17,000 | 84,000 | 121,000 | 6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,081,000 | 3,147,000 | 3,184,000 | 2,986,000 |
| Total capital | 3,345,000 | 3,407,000 | 3,472,000 | 3,331,000 |
| Risk-weighted assets | 26,880,000 | 26,748,000 | 28,338,000 | 27,507,000 |