Call reports 2009
BLAINE STATE BANK — 2009
What BLAINE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,135,000 | 30,447,000 | 33,701,000 | 36,720,000 |
| Total loans | 20,209,000 | 22,376,000 | 23,983,000 | 26,265,000 |
| Allowance for loan losses | 233,000 | 233,000 | 257,000 | 207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,483,000 | 1,141,000 | 965,000 | 965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,474,000 | 23,220,000 | 26,861,000 | 29,868,000 |
| Interest-bearing deposits | 17,624,000 | 18,110,000 | 21,623,000 | 22,076,000 |
| Noninterest-bearing deposits | 4,850,000 | 5,110,000 | 5,238,000 | 7,792,000 |
| Equity capital | 6,284,000 | 6,333,000 | 6,389,000 | 6,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 800,000 | 1,265,000 | 1,748,000 |
| Interest expense | 69,000 | 138,000 | 223,000 | 319,000 |
| Net interest income | 307,000 | 662,000 | 1,042,000 | 1,429,000 |
| Noninterest income | 46,000 | 93,000 | 153,000 | 219,000 |
| Noninterest expense | 312,000 | 633,000 | 964,000 | 1,323,000 |
| Provision for loan losses | 41,000 | 41,000 | 65,000 | 148,000 |
| Pretax income | 0 | 81,000 | 166,000 | 177,000 |
| Income tax | 0 | 32,000 | 60,000 | 59,000 |
| Net income | 0 | 49,000 | 106,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,970,000 | 3,019,000 | 3,075,000 | 3,063,000 |
| Total capital | 3,203,000 | 3,252,000 | 3,332,000 | 3,270,000 |
| Risk-weighted assets | 22,178,000 | 23,464,000 | 24,443,000 | 26,355,000 |