Call reports 2008
BLAINE STATE BANK — 2008
What BLAINE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,285,000 | 28,310,000 | 27,344,000 | 28,849,000 |
| Total loans | 19,073,000 | 19,991,000 | 19,220,000 | 19,131,000 |
| Allowance for loan losses | 134,000 | 113,000 | 138,000 | 191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,089,000 | 1,338,000 | 1,136,000 | 1,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,087,000 | 20,478,000 | 20,126,000 | 21,690,000 |
| Interest-bearing deposits | 16,287,000 | 16,019,000 | 15,328,000 | 16,882,000 |
| Noninterest-bearing deposits | 4,800,000 | 4,459,000 | 4,798,000 | 4,808,000 |
| Equity capital | 6,780,000 | 6,817,000 | 6,796,000 | 6,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 777,000 | 1,143,000 | 1,500,000 |
| Interest expense | 89,000 | 169,000 | 242,000 | 312,000 |
| Net interest income | 304,000 | 608,000 | 901,000 | 1,188,000 |
| Noninterest income | 41,000 | 94,000 | 161,000 | 214,000 |
| Noninterest expense | 302,000 | 598,000 | 894,000 | 1,195,000 |
| Provision for loan losses | 29,000 | 37,000 | 127,000 | 186,000 |
| Pretax income | 14,000 | 67,000 | 41,000 | 21,000 |
| Income tax | 4,000 | 20,000 | 16,000 | 7,000 |
| Net income | 10,000 | 47,000 | 25,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,148,000 | 3,185,000 | 3,164,000 | 3,470,000 |
| Total capital | 3,282,000 | 3,298,000 | 3,302,000 | 3,661,000 |
| Risk-weighted assets | 21,817,000 | 22,199,000 | 21,435,000 | 21,732,000 |