Call reports 2007
BLAINE STATE BANK — 2007
What BLAINE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,259,000 | 26,762,000 | 28,714,000 | 28,390,000 |
| Total loans | 18,547,000 | 17,685,000 | 19,573,000 | 19,663,000 |
| Allowance for loan losses | 125,000 | 124,000 | 127,000 | 104,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,571,000 | 2,571,000 | 2,471,000 | 2,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,044,000 | 19,623,000 | 21,511,000 | 21,189,000 |
| Interest-bearing deposits | 15,852,000 | 14,843,000 | 16,700,000 | 16,358,000 |
| Noninterest-bearing deposits | 5,192,000 | 4,780,000 | 4,811,000 | 4,831,000 |
| Equity capital | 6,663,000 | 6,705,000 | 6,749,000 | 6,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 831,000 | 1,261,000 | 1,689,000 |
| Interest expense | 84,000 | 164,000 | 256,000 | 350,000 |
| Net interest income | 342,000 | 667,000 | 1,005,000 | 1,339,000 |
| Noninterest income | 39,000 | 89,000 | 129,000 | 173,000 |
| Noninterest expense | 305,000 | 618,000 | 929,000 | 1,196,000 |
| Provision for loan losses | 0 | 0 | 0 | 93,000 |
| Pretax income | 76,000 | 138,000 | 205,000 | 223,000 |
| Income tax | 33,000 | 53,000 | 76,000 | 73,000 |
| Net income | 54,000 | 96,000 | 140,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,031,000 | 3,073,000 | 3,117,000 | 3,138,000 |
| Total capital | 3,156,000 | 3,197,000 | 3,244,000 | 3,242,000 |
| Risk-weighted assets | 21,149,000 | 20,606,000 | 22,388,000 | 22,371,000 |